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US Platinum Credit Cards
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Would you like to enjoy the platinum benefits? A credit card that offers a higher line of credit than most gold cards, (generally more than $5,000). In addition, issuers provide extra perks or incentives to cardholders, like advanced customer service, lower interest rates and auto insurence. Browse through our credit card offers below! Application could not be easier. Just click and get a response in half a minute!
If you need more information about credit cards, then have a look at our collection of related websites!
Make sure you read our terms and conditions before applying for a credit card!
Before selecting a credit card become familiar with the terms commonly used to describe the conditions of credit. To help you with the terminology, we assembled some crucial terms and their explanations.
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Blue from American Express®
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Rewards Program: Membership Rewards Express® program
Payment Options: Flexibility to pay charges over time
No annual fee
APR 0% for 6 months, then as low as Prime Rate + 11.99%
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Blue CashSM from American Express®
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Cash back rewards
Flexibility to pay charges over time
No annual fee
APR on Purchases 0% for 6 months, then as low as Prime Rate + 13.99%
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Blue Sky from American Express®
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Rewards Program: Points from Blue Sky
Flexibility to pay charges over time
No annual fee
0% for 6 months, then as low as Prime Rate + 13.99%
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New Millenium Bank Secured Black Diamond Visa®
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Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
Get cash at over 740,000 ATMs
No credit check
* Terms and conditions apply.
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Platinum Card® from American Express
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Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events
Complimentary Airport Club Access
The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
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New Millennium Bank Secured Platinum Visa®/MasterCard®
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No credit check
Guaranteed approval
Free companion ticket upon enrollment
Travel related benefits
Reports to all three major credit bureaus.
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New Millenium Bank Secured Black Diamond Mastercard®
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Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
Get cash at over 740,000 ATMs
No credit check
* Terms and conditions apply.
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Discover® More® Card
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5% Cashback Bonus ®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards
Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
No Annual Fee
Online Account Access
Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
$0 Fraud Liability Guarantee
Advanced fraud early warning alerts
Secure online account numbers
Fraud specialists dedicated to helping you 24/7
Customer Service That Puts You First
One call, we take care of it
Talk to a knowledgeable person in less than a minute
Easy online Account options that put you in control
Timely e-mails to help you avoid fees
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
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Wired Plastic Prepaid Visa Card
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New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
No Bounced Check, NSF and Overdraft Charges EVER!
FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
FREE Bill Pay Service - Pay Anyone Online or Over the Phone
FREE Credit Builder with Overdraft Protection
FREE Mobile & Email Alerts
FREE Direct Deposit - Eliminate Check Cashing Fees
Add Cash Instantly at 100,000 Retail Locations Nationwide
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Miles by Discover® Card
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Book any travel, anytime with no blackout dates or restrictions
Double Miles on travel and restaurant purchases. One Mile for every dollar on all other purchases
Flexible redemption options for travel, gift cards, or cash.
Double Miles through our exclusive online shopping site
Unlimited Miles
Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash
No Annual Fee
Online Account Access
Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
$0 Fraud Liability Guarantee
Advanced fraud early warning alerts
Secure online account numbers
Fraud specialists dedicated to helping you 24/7
Customer Service That Puts You First
One call, we take care of it
Talk to a knowledgeable person in less than a minute
Easy online Account options that put you
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
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IberiaBank Visa Classic
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TrueEarnings® Card from Costco and American Express
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Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
No Annual Fee with your paid Costco Membership
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
No Limit on the Cash Back earned
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Discover® Student Card
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Make your money worth MoreSM*
5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
Up to 1% unlimited Cashback Bonus® on all other purchases
5% to 20% Cashback Bonus® through our exclusive online shopping site
Customer Service in less than a minute, anytime you want
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
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Starwood Preferred Guest® Credit Card from American Express
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Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
No annual fee for the first year and $45 thereafter
Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
Express Approval. Get a decision in less than 60 seconds.
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Delta Reserve Credit Card
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Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
Built-in Miles Boost SM - earn up to 30,000 MQMs and 30,000 bonus miles
Complimentary Crown Room Club(R) access for you and two guests
Access to American Express(R) Concierge Services
Pay with Miles - pay for all or part of any Delta flight with your miles
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Platinum Delta SkyMiles® Credit Card from American Express
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Balance transfer requests submitted on application receive APR of 9.99% for the first 12 months. Then, the standard APR for purchases will apply
Earn up to 25,000 bonus miles-- enough for a total of $250 off Delta flights
Earn at least 1 SkyMile for every eligible dollar you spend
Always Double Miles ® on eligible everyday purchases and all Delta purchases
Your Delta Frequent Flyer number is printed on your Card
Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
Express Approval. Get a decision in less than 60 seconds.
No annual fee
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Discover® More® Card - Clear
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5% Cashback Bonus® in categories like travel,home improvement stores, department stores, gas, restaurants, pet stores and many more
Up to 1% unlimited Cashback Bonus® on all other purchases
5% to 20% Cashback Bonus® through our exclusive online shopping site
Unlimited cash rewards
Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
No Annual Fee
Online Account Access
Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
$0 Fraud Liability Guarantee
Advanced fraud early warning alerts
Secure online account numbers
Fraud specialists dedicated to helping you 24/7
Customer Service That Puts You First
One call, we take care of it
Talk to a knowledgeable person in less than a minute
Easy online Account options that put you in control
Timely e-mails to help you avoid fees
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
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Bankruptcy credit cards visa
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With the New Year upon us and Christmas bills bankruptcy credit cards visa starting to pile up, countless Americans are wondering how they will pay the bills and cover the taxes due in April.
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Credit card offers with 0 interest in the usa
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Those of you who have been trading for a while will be familiar with Pivot Points. During this lesson I want to go over how to find a Pivot Point and also a slightly different method of using them.
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Credit line with no credit check
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Many people are attracted to the benefits of self-employment, from setting your own hours and being your own boss to having control over the development of your business and career.
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Easiest unsecured cards to get after bankruptcy
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A money club is a great place for people to get together and share thoughts, ideas and goals about money, planning, finance.
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2.9% fixed apr credit cards
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Whether you decide 2.9% fixed apr credit cards to climb the corporate ladder or go your own way as an entrepreneur, the principles in building your wealth are the same.
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Bank of america purchase protection
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With mortgages being as big an expense for most of is as they are, how can I pay less and free up more of my money? A mortgage refinance can be a big help, but how do you know bank of america purchase protection when to make that move? A lot of it has to do with current mortgage rates.
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Easiest credit card to get after bankruptcy
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For people looking for a fast and convenient way to pay bills or cover unexpected expenses, online payday loans are a perfect choice.
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Discover more card 0% for life
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How to buy an apartment building? You could start with a look in the newspaper, a visit to a broker, or a search online - all good ways.
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Low apr fixed for life
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Citibank recently launched a new credit card that takes away an important Rewards credit cards sting felt by many consumers: late fees.
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Master visa cards with bankruptcy
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As we march head long into the new millennium it would seem that a Credit Card is an essential accessory of modern life.
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Getting a visa after bankruptcy
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Student Loans - Not Such a Bother to Eccentrics
"Do you really see yourself as eccentric?" asked my boss incredulously.
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Credit card no transfer fee citi
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America will continue to be the land of opportunity and regardless of what course our economy takes over the next few years, it's likely that investment opportunities will be numerous and attractive.
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Lowest apr on credit cards
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Getting an auto loan with bad credit is almost as easy as getting a loan with on apr lowest credit cards good credit.
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% apr until paid in full
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If you looking start building credit for the first time, or rebuilding your credit after a bankruptcy or credit problems, a secured credit card can be a great way to start.
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Transfer balances
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Because everyone wants to be rich, and they will go through all kinds of trouble just to know the secret to lifelong wealth and security.
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Terminology guide
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Annual Percentage Rate (APR)
The APR is a measure of the cost of credit, expressed as a yearly rate. The term was established by the Federal Truth-In-Lending law. A card issuer must also disclose the "periodic rate," which is the rate applied to any outstanding (unpaid) charge for each billing period. Example: 18% APR is 1.5% per month. The maximum APR that can be charged for credit cards is set by state law. Florida creditors cannot charge more than 18%, however some states have a higher ceiling. When shopping for a credit card remember, the lower the APR the lower the cost of financing. Some credit card issuers have lower APR than others. When considering a card issued in another state remember the APR conforms to that state's law not Florida's, so rates may be higher, or lower.
Some credit cards have a "variable rate." Rates can go up or down with certain economic indicators. If a credit card has a variable rate find out what index is used, what the percentage will be above the index, whether there is a minimum or maximum APR, how often and how much your rate can change and how a change will affect your minimum monthly payment.
Grace Period (Free Period)
The grace period allows you to avoid paying a finance charge by paying your current balance in full before the "due date" shown on your statement. Many credit card companies offer a grace period, but not all do. If there is no grace period, a finance charge will be imposed on each purchase from the day it is posted to your account.
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If your card offers a free grace period your bill must be mailed 14 days before your payment is due. This is to ensure that you have enough time to make your payment before the due date. However if your bill is mailed to a distant location 14 days is not a long time because your bill must be mailed to you and your payment received by the company by the due date. Note: Payment to your account is credited on the date the payment is received, NOT on the date you mailed the payment.
Annual Fees
Most credit cards issued by a financial institution involve an annual fee. Merchant issued credit cards generally do not charge an annual fee.
Although most multipurpose cards assess a fee, the fees vary in amount and some cards are available without a fee. For example, some credit unions offer cards to members without assessing a fee. Some financial institutions offer cards without fees to depositors with certain types of accounts. Some credit card companies offer to waive the first year's annual fee to attract new card holders.
Transaction Fees
Most cards issued by financial institutions can be used to obtain cash in advance. Fees charged vary according to the system used. It is important to compare these charges.
Late Fees
Most credit card issuers assess a late fee if a payment is not made on the account by a specified date.
Credit Ceilings
Credit card issuers usually set a maximum amount on the credit available to a card holder. If the line of credit is not sufficient, the card holder can request a higher credit ceiling. If the card holder's income and credit history justify it, most companies will increase the amount of credit available up to levels established by company policy.
Since multipurpose cards can be used at many locations some holders exceed their credit limits. To discourage this practice most card issuers impose a fee for exceeding the credit limit. This fee is added each month that the account exceeds the credit limit.
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Links to related web content:
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Copyright 2003-2005 by Platinum Creditcards - Last updated on 2010-02-02
Site designedotos by Photo Travelogue
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